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Donors often overlook the benefits of giving a life insurance policy to Bellarmine University. If you are still carrying more insurance coverage than your family obligations now require, you can find a hidden gift asset in a surplus, paid-up policy. Alternately, you could create a gift for the future by taking out a new policy on your life and naming Bellarmine University as the owner and beneficiary, thus creating an endowment gift from income rather than capital. You must name us as irrevocable owner and beneficiary of an insurance policy to secure tax benefits from your gift. A gift of a paid-up policy produces a charitable deduction in the amount of the cash surrender value of the policy. If you create a new policy, Bellarmine will pay the premiums and invoice you so you have a record of your payment and you may deduct your gift. To learn more about gifts of life insurance, email Joan Riggert, complete the personal illustration form, or call us at 502-452-8332 so that we can assist you.
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